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At the time that we begin to have and acquire more and more responsibilities in life, we should also be aware that they all add up to more expenses at the end of the month. So really, what was a good salary income at the beginning of our career is not going to work for us in the long run.

But how do we calculate our asking salary at the time that our commitments and life responsibilities start to happen? According to career coach Holly Bunn, many people actually feel uncomfortable answering the “expected salary” question when interviewed and end up throwing out a best guess number. Terrible mistake! Instead, you should take advantage of the question by having the correct answer.

First of all, calculate your household budget. You have to know how much you need to cover your bills.

Then, you should create a job search plan according to what you want to do professionally. Once you know what job you want, now you can formulate a target salary. You can also go to www.salary.com to see the average salary range for the position you want to land.

And finally, you calculate your asking salary. Write down the budget salary and add 10k for negotiation purposes. Then search the position salary range so you have an idea to compare if your monthly bills can be covered if you were earning a salary between that range. That should give you a number to negotiate with.

Follow this simple 3-step equation so you can be better satisfied with your salary!