Senior Credit Analyst

An elite bank in Miami is looking for a Senior Credit Analyst to add to their growing team.

 

Qualifications / Requirements

  • Bachelor’s degree in Finance or a related field
  • 5 plus years credit analysis experience
  • 2 plus years’ international banking experience (LATAM)
  • Experience with commercial banking
  • Experience with International and Domestic banking
  • Proficiency in Spanish and English

Responsibilities

  • Prepare and develop credit  reports and financial spreadsheets pertaining to all types of commercial loans and other credit facilities: International, Domestic, Commercial Real Estate, Commercial and Industrial (C&I)
  • Prepare industry and sector market analysis reports
  • Gather and maintain information on current and prospective customers; Conduct credit checks, reviews and perform ongoing credit analyses on existing customers
  • Provide senior management with variety of reports for review, monitoring and control of entire credit portfolio, along with country and sector exposures
  • Present to the Credit Committee and Board of Directors all credit, country, and industry/sector risk reports
  • Maintain all credit, country and industry/sector files up to date with current and relevant information
  • Review and validate all documents submitted for funding draws and/or request
  • Prepare funding disbursements and payment schedules relating to credit facilities
  • Ensure that all liens and security interest in assignments and collateralized assets are perfected and enforceable