Loan Officer (JN -052020-4165)

Our client has a long trayectory in delivering personal, world-class service to hundreds of thousands of aspiring homebuyers through the process of achieving homeownership in over 40 states  in th US. Their annual lending volume is over $5 billion in responsible lending per year, trending over $7 billion in 2020.

They are currently looking for a Loan Officer to join their team!

This role will be responsible to build a referral network and provide loan opportunities while developing loan applicants through evaluating applicant information and documentation.

They offer a competitive training program to generate a consistent source of business.

Qualifications / Requirements

  • Sales and mortgage experience is required
  • Retail/Wholesale Mortgage Banking Knowledge
  • Knowledge of all mortgage products, Government and Conventional
  • Customer Service
  • Strong verbal and written communication skills
  • Excellent organizational skills
  • Mortgage software knowledge
  • Analyzing Information
  • High sense of confidentiality
  • Strong decision making
  • High ethical standards
  • Professionalism


  • Establish ongoing financial services relationships with customers and referral sources
  • Consistently maintain a minimum production of 3 units per month or 36 units per year
  • Complies with all applicable state and federal guidelines for database management and marketing activities
  • Advise and educate customers of the home buying or refinancing process
  • Complete a preliminary review to qualify potential customers within specified limits based on their current and future financial needs.
  • Work with customers in-person or remotely to obtain information for loan applications.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
  • Inform applicants of the loan process; assist by answering questions with timely response to requests.
  • Evaluate the applicant’s financial status, credit, property evaluations and documentation by confirming credit worthiness.
  • Improve loan applications and documentation by informing applicants of qualification requirements.
  • Assist and advise customers of the best loan product available to fit their desired result.
  • Act in accordance with real estate contracts by explaining provisions to applicants, obtaining executed loan packages and collecting credit report/appraisal fees.
  • Utilize management to assist in qualifying the customer when needed.
  • Maintain customer confidence by following state and federal confidentiality guidelines.
  • Act in accordance with real estate contracts by explaining provisions to applicants, obtaining executed loan packages and collecting credit report/appraisal fees
  • Follow Minimum Origination Standards and 3/2 policies
  • Complete the formal application/interview.
  • Execute technological mortgage application documents with the customer
  • Formally submit the loan through processing.
  • Track the mortgage process through closing with constant contact to the customer and referral sources directly and/or utilizing automated systems.
  • Responsible for independent pipeline management including accuracy with secondary lock execution and estimated closing dates through formal closing.
  • Responsible for following regulatory rules including RESPA, TILA, Safe Act and Appraisal Anti-Coercion.
  • Maintain the company’s Code of Conduct at all times and through action accentuate the positive culture established by this organization.

Education / Training

  • Complete state and federal requirements including but not limited to pre-license education, state and federal testing and federal background checks to obtain an appropriate license to conduct business in all states deemed necessary by the company.
  • Complete required continuing education deemed necessary by federal, state and company guidelines.
  • Renewing all licenses 30 days in advance of the required renewal time-frame.